If you don't have coverage through an employer or if your employer's group insurance plan doesn't give you enough coverage, health insurance products are available to you.

Personal health insurance products help you reduce the risk of being overwhelmed by the financial burden of illness- or accident-related care. Although provincial health insurance plans cover many medical expenses, they have gaps that can significantly impact your finances. For example, depending on your province or territory or residence, you may have to pay for: 

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• prescription drugs to treat a serious or chronic illness;

• emergency medical services provided in another country;

• wellness or rehabilitation services, such as those provided by a physiotherapist;

• medical mobility equipment